Financial clarity. On your terms.
EntryNest
Understand Your Money in Minutes.
Upload your bank statement and automatically analyze income, expenses, transactions and recurring payments. Get a clear financial picture without complicated spreadsheets.
- No bank login required
- Start free. Pay only when you need the full report. No hidden charges.
- PDF, CSV, XLS, XLSX · up to 10 MB each · multiple files allowed
- Five languages
- One-time payment
EntryNest
A report you can actually read
Illustrative financial data — example only.
Spending category breakdown
Observed transaction dataView chart data
| Description | Expenses | Transactions | Share of net expenses |
|---|---|---|---|
| Housing & rent | $4,950.00 | — | 57.6% |
| Shopping | $1,801.13 | — | 20.9% |
| Travel | $480.00 | — | 5.6% |
| Insurance | $420.00 | — | 4.9% |
| Utilities | $284.35 | — | 3.3% |
| Groceries | $269.65 | — | 3.1% |
| Fuel | $120.85 | — | 1.4% |
| Unknown merchant | $96.30 | — | 1.1% |
| Subscriptions and software | $79.44 | — | 0.9% |
| Restaurants | $45.35 | — | 0.5% |
| Healthcare | $24.10 | — | 0.3% |
| Transportation | $18.40 | — | 0.2% |
| Banking fees | $9.90 | — | 0.1% |
Monthly cash flow
Observed transaction dataAvailable transaction dates only; not verified full calendar periods.
View chart data
| Description | Income | Expenses | Net cash flow | Transactions | Share of net expenses |
|---|---|---|---|---|---|
| 2026-07 | $4,200.00 | $2,434.22 | $1,765.78 | — | — |
| 2026-08 | $4,200.00 | $3,683.57 | $516.43 | — | — |
| 2026-09 | $4,200.00 | $2,481.68 | $1,718.32 | — | — |
Recognized merchant spending
Observed transaction dataRecognized merchants only; unrecognized spending is excluded.
View chart data
| Description | Expenses | Transactions | Share of net expenses |
|---|---|---|---|
| Best Buy | $1,299.99 | 1 | — |
| Costco | $411.15 | 2 | — |
| Shell | $120.85 | 2 | — |
| Amazon | $89.99 | 1 | — |
| Netflix | $46.47 | 3 | — |
| Spotify | $32.97 | 3 | — |
| Uber | $18.40 | 1 | — |
| Starbucks | $6.75 | 1 | — |
How it works
Three simple steps. No spreadsheets, no jargon.
Upload
Drop your PDF, CSV or Excel bank statement. No account needed.
Analyze
We read every transaction and sort it into clear categories.
Understand & download
See your income, spending and subscriptions, then download your report.
Everything you need, nothing you don't
Detailed income analysis
Compare payroll deposits across the available period.
Income and Expense AnalyzerEstimated savings analysis
Explore a clearly labelled discretionary-spending scenario.
Financial Report GeneratorA clearer picture of your finances
See where money comes from, where it goes and what changes over time. Results reflect the quality and completeness of your statements, not a complete view of your financial life.
Find the category with the largest net expense.
Compare observed income and expenses by month.
Review spending at recognized merchants.
From transactions to understanding
Illustrative financial data — example only.
Before · transaction records
| Date | Description | Amount |
|---|---|---|
| 2026-07-02 | PAYROLL | +3,200.00 |
| 2026-07-03 | TIM HORTONS | −12.50 |
| 2026-07-04 | LOBLAWS | −84.20 |
| 2026-07-05 | NETFLIX | −15.99 |
After · financial clarity
- Total income
- Total expenses
- Net cash flow
- Spending breakdown
- Recurring payments
- Financial Insights
Privacy first, by design
Statements are processed on your device. Transaction snapshots are kept in this tab’s session storage for refresh and checkout recovery, with a 24-hour restoration-age limit. Closing or clearing the tab may lose your report; browsers may also restore tabs. Download your files promptly. Stripe handles payments; site analytics and location lookups are separate from statement processing.
Privacy PolicySimple, transparent pricing
Start free. Pay only when you need the full report. No hidden charges.
Free
- One free analysis
- Financial overview
- Limited, watermarked transaction preview
- No downloadable report
Single Report
- Complete financial analysis
- Full transaction categorization
- Downloadable PDF report
- Excel export
Frequently asked questions
Processed privately in your browser. Nothing is uploaded or stored.
Explore the EntryNest toolkit
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